Apex Trust | Smart Microfinance Sri Lanka

Empowering Sri Lanka's
"Missing Middle"
Through Smart Microfinance

Fast, accessible, and collateral-free financial solutions engineered to fuel low-income entrepreneurs, transform livelihoods, and uplift communities across the nation.

Explore Micro Group Loan
04Branches
15Staff
1,100Loanees
LKR 28MPortfolio

Our Impact in Numbers

04
Active Branches
15
Dedicated Staff
1,100
Empowered Loanees
LKR 28M
Growing Portfolio

Core Financial Product: The Micro Group Loan

We believe traditional collateral shouldn't stand in the way of a great entrepreneur. Our Micro Group Loan module is specifically designed for small business owners and low-income individuals who lack access to conventional banking services.

How it Works

  • Group Formation: Borrowers form small, self-selected groups of 3 to 5 members.
  • Joint Liability: No collateral is required. Built on group-based lending where members collectively guarantee repayment.
  • Capacity Building: Integrated training in financial literacy and entrepreneurship.

Who We Are

Apex Trust Investments (Pvt) Ltd. is a newly established, purpose-driven microfinance company in Sri Lanka. We are dedicated to filling the critical financing gaps that hold back underserved, low-income entrepreneurs within the Micro and MSME "Missing Middle" segment.

Driven by Innovation, Guided by Integrity.
We recognize that the future of microfinance is digital.

Our Work in Action

Gallery 1 Gallery 2 Gallery 3 Gallery 4

Purpose

To uplift families and communities by bridging financial gaps and supporting sustainable livelihoods.

Mission

Empower low-income entrepreneurs in Sri Lanka's Micro and MSME "Missing Middle" by providing fast, accessible, affordable microfinance, enabled through digital innovation.

Vision

"To empower families through financial services for a prosperous and brighter future."

Board of Directors

Meet Our Leadership Team

Mr. Darshana Wijesinghe
Director / Chief Executive Officer
Over 25 years of experience in Operations, Administration, Recoveries, Investigations, and Financial Analysis within microfinance and financial services.
  • Assistant General Manager – Ceylinco Grameen Credit Company
  • Assistant General Manager – Prime Grameen Credit Company
  • Head of Operations – Bimputh Finance PLC
Diploma in Microfinance (IBSL) · Certified Expert in Microfinance (Frankfurt School)
Mr. Kelum Weerathunga
Director
Over 24 years of expertise in Recoveries, Investigations, Administration, and Operations across finance and microfinance, with a reputation for portfolio quality and risk control.
  • Senior Manager (Investigations) – Ceylinco Grameen Credit Company
  • Senior Manager (Investigations) – Prime Grameen Credit Company
  • Senior Manager (Administration & Recoveries) – Bimputh Finance PLC
Diploma in Microfinance (IBSL) · Certified Expert in Microfinance (Frankfurt School)

Contact Us

No 1/440, Lake Road, Boralesgamuwa, Sri Lanka

0777263736 (WhatsApp Business)

0117515110 / 0722515110

info@apextrust.lk

Apex Trust Investments (Pvt) Ltd. © 2025
Driven by Innovation, Guided by Integrity